Private browser tool
Net-Worth Builder
Add what you own, then subtract everything you owe. Property, pensions, investments and less conventional assets can all be listed without pretending that every asset is immediately spendable.
Private by design: values stay in this browser and are not uploaded.
What you own
Assets
Use a reasonable current value, then choose whether each asset should count towards your investment plan.
Visual breakdown
Asset composition
See how each asset contributes to everything you own.
Enter asset values to build the chart.
What you owe
Liabilities
Use outstanding balances rather than the original amount borrowed.
Net worth is not the same as investable money
The selected investable-assets total comes only from asset rows you choose to include. It is not calculated by subtracting illiquid assets from net worth, so mortgages and other liabilities are not deducted twice. Home/property, business interests, royalties and other assets start excluded; pensions, investments, cash, cryptoassets and precious metals start included. You can change every selection.
Educational estimate only, not financial, tax, property or valuation advice. Asset values can change, selling costs and taxes are not deducted, and some assets may be illiquid or difficult to value.